Help for Homeowners Archives

You are sure to know that that lots of people are eager to find trustworthy real estate agent. Some people need to sell house fast, others know not what to do with their must sell house, both of them may need a help of a good real estate agent. But it’s not an easy thing to do. Nowadays the number of people who state themselves as real estate agents is high. It suggests that with so many agents available, narrowing down your choices to the best option can be a difficult decision to make. In a situation like this you may need some qualified pieces of advice.

Have you ever heard that Realtors are not the same as Real Estate Agents? What I the difference, you may ask. It’s a fact the first thing you need to understand is the difference between a Realtor and a real estate agent. This may seam weird but, while all Realtors are real estate agents, all real estate agents are not Realtors. The thing I that real estate agents need to work in accordance with a Code of Ethics and must meet certain educational and experience criteria in order to have the right to call themselves Realtors. Don’t forget, when you are hiring a Realtor, it does offer some assurance that the person you are working with is a true professional. But it you to chose.

Then you have to consider referrals. It’s a fact that it doesn’t really matter whether the person is a Realtor or not, still you need to remember that referrals are a key component to finding the right person to work with. Moreover, if other people have had a positive experience with the agent, it gives you the possibility to assume that you would as well have a good experience working with that person. It’s a good idea to ask your friends and family to provide you with references and ask the client for referrals that you can contact. These can ensure you from unpleasant surprises.

Last but not the least, you may scan through advertisements. In case you need to sell house fast or have problems selling your must sell house, you may want to make more active search of real estate agent. Looking for you may see ads like 3 We buy houses Florida, these are not Realtors, so you can keep on looking for the desirable one. You should look for a particular agent who has a large number of listings within the neighborhood where your home is located, there is a good chance he or she is a specialist in that area.

To conclude, in order to find a good real estate agent you need to look through ads and then, when you find Realtor working in your area, ask him to show his referrals.

Do not Just Rely On the Word of an Estate Agent

When estate agents come to value your property there’s more going on than you may first realise.

For example, did you know that estate agents don’t actually perform “property valuations”?

All an estate agent does is provide an “informal opinion” on what a property might sell for.

“Informal opinion” means that there’s no requirement in law for their opinion for being accurate.

When you blindly put your faith in an agent’s “informal opinion” the possibilities are you’ll be taken advantage of.

This is because agents are known to over or undervalue property for their gain. Here’s why:

1. They overvalue because it’s the easiest method to win new business.
Most potential vendors react favourably when an agent flatters them with an inflated opinion of what their property is worth.

The problem is that when you’re locked into a contractual relationship, a price reduction would be the only way to attract any serious buyers.
Because this “false start” has already alienated a lot of buyers, you’ll be in real danger of selling for less than you deserve.
2. They undervalue so property sells quickly. This allows them to collect their commission cheques faster.
3. Additionally they undervalue for personal profit. Property traders often offer bribes to agents in order to help them get their hands on property at knockdown prices.

Many people are vaguely aware that these kinds of things go on however, few appreciate just how widespread the problem is.

If you would like proof and to learn more, a full discussion about why you mustn’t ever trust an estate agent’s valuation can be found by clicking the link below:

* Property Valuation, Estate Agents & Lies!

The Truth About What Your Property is Worth

Before I demonstrate how to protect yourself against an inaccurate property valuation, I’d prefer to quickly highlight the commonly held misconceptions lots of people have regarding their properties true worth.

What your property is worth (i.e. what it will sell for) has NOTHING to do with:

1. Just how much you paid for it.
2. The amount of money you’ve spent on it over the years.
3. The amount you want to sell it for.

Instead, you would be wise to concentrate on this one truth:

“Your property is worth what a buyer is willing to pay for it” (just so long as the buyer’s mortgage lender agrees that the price is fair).

Consequently, what a buyer (and their mortgage lender) will decide is a fair price is determined by looking at:

1. The purchase price similar property to yours has recently sold for.
2. The price similar property to yours is currently being advertised at.

You observe, property valuation is actually a guessing game and no matter what anyone tells you, the facts is – until your property is sold nobody can guarantee what price you’ll achieve.

The best anyone can do, is use the information available and take an informed guess about what homebuyers might be willing to pay.
The 2 Steps to Valuing Your Property

The best way protect yourself against an inaccurate valuation is to form your opinion of what your property is worth, and to do this before you approach any agents.

Step One – Look at What’s Sold Recently

First discover what property like yours (in the local area) has recently sold for….

You do that by considering data collected by Land Registry.

The Land Registry is really a government department that (amongst other things) records the effects of all residential property sales.

Their data allows you to discover the particular price someone paid for any residential property sold in England & Wales since April 2000.

Unfortunately, the Land Registry only makes house prices available 3 months after the sale has taken place, thus the knowledge dates quickly.

Because of this, only sales that took place within the last 6 months are of any use to you. The remaining you can ignore.

Lots of websites give direct & free access to the Land Registry Data however, I think one of the best one is the Zoopla:

* Zoopla Online Property Valuation Tool Review

Step Two – Take a look at What’s Selling Now

Next discover what prices similar property to yours (in your area) are currently being advertised at.

Because it has the largest number of property adverts, the best place to look is:
Rightmove.co.uk

A good tip is always to imagine you’re buying your home all over again and see which properties catch your eye.

Because Rightmove (like all property portals) makes it really easy for buyers to spot a property that’s overpriced, it’s vital that yours is priced competitively.

Overpriced properties won’t attract serious buyers.

That is why it’s so important to keep an eye on your competition and have a good grip on what price range buyers would expect your property to be in.

Print off the details to the 5 properties you feel are most like yours.

You should study them carefully, having a critical and unbiased eye and decide why buyers would pay more or less for your property.

How to Realistically Compare Your Property
to the Competition

Listed here are the reasons a buyer would pay more for the property (that at first glance looks just like yours):

* It’s in a better location
* There are garage or off-street parking
* There are private outdoor space (especially if it’s a big south-facing garden)
* Has an en-suite bathroom
* Has double bedrooms (min size 2.7 x 2.7m)
* Includes a conservatory that blends with the existing building
* Has a bigger internal square footage
* Detached is better than Semi-Detached which is better than End of Terrace, which is better than Mid-Terraced.
* Has newly fitted bathrooms or kitchens
* Has a large kitchen you can eat in
* Is newly decorated throughout tastefully
* Has period features
* Is well maintained
* Has double glazing that compliments the design of the house (e.g. Not UPV for a period property)
* Has an alarm system
* The property is Freehold
* Has a healthy amount of time left on the lease (more than 60 years)
* Includes a superior outlook (i.e. Over green space versus a road, railway or eye-sore)

You don’t need to know exactly just how much extra value any of these things would add.

You simply have to be critical, objective & realistic about why your competition could command higher or lower price tag than your own property.

Remember, property valuation is just applied guesswork. We can help you to sell house fast simply click this link here sell house fast

As long as you’ve checked out the right information sources, your opinion might be robust & it will be very difficult for just about any estate agents to pull the wool over your eyes.
Useful Links Contained In This Guide:
Property Portal (UK’s largest):

Rightmove

House Prices (free to use – highly recommended):

* Zoopla – Property Valuation Tool

If you are looking to sell property quickly we can help you simply click the link here sell house quick

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Dickinson real estate prices continue to decline, making it a good time for investors to pick up properties at bargain rates, and for those looking to relocate to find Dickinson homes for sale. Dickinson, Texas is a small city of some 17,000 residents located some 23 miles northwest of Galveston which is considered part of the Galveston-Texas City metropolitan area. The city can trace its origins to a community established in 1850; however, it was only officially incorporated in 1977.
In the late 19th and early 20th century, the economic development of Dickinson was spurred by agriculture, as its land was seen to be conducive to the growing of fruit, strawberries and sugarcane. The city also briefly became a gambling mecca in the 1920s as the Macao crime syndicate, which ran Galveston at the time, opened many casinos in Dickinson, such as the Silver Moon. This came to an end in 1957, however, when then-Attorney General Wil Wilson closed down gambling in Galveston Country. Also contributing to Dickinson’s growth was the oil boom in Galveston and Houston following the end of World War II.

Dickinson has been called the “best kept secret” of the Gulf Coast since its location makes it accessible to many of the most popular attractions in Galveston and Houston, including the Houston Zoo, the Texas Seaport Museum, the Houston Arboretum & Nature Center and the Galveston Island State Park. Those interested in history can visit the San Jacinto Monument and Museum commemorating the Battle of San Jacinto, and the Lone Star Flight Museum, which houses artifacts relating to the history of aviation. And transportation is accessible as the George W Bush Intercontinental Airport is located nearby.

Those wanting to experience the rich history of the state closer to home can visit the Dickinson Historic Railroad Center, which consists of the former Dickinson Railroad Depot and the League City Railroad Depot. The Railroad Center is popular with tourists since the Dickinson Depot was once part of the Galveston, Houston and Henderson Railway Line, one of the earliest railroads in the state of Texas; today, the Center houses a community meeting center, museum and gift shop, and bicycle rest stop. The Dickinson Historical Society and the North Galveston Country Chamber of Commerce also have their offices in the Center.

With the inauguration in June 2009 of a new multi-million dollar City Hall and Library complex, Dickinson city officials are proclaiming that the city faces a bright future. Bargain-hunting investors wanting to take advantage of the city’s renaissance need to work with a professional realty company to help them find prime Dickinson real estate. Professional realtors will often be aware of properties that are not openly advertised in the market but are available to buyers, and will provide objective information about the properties to help investors make an informed decision. Those who are offering their Dickinson homes for sale to avoid foreclosures can also benefit by working with a realtor who will supply them with updated market information, advice them on the right price for the property and help them assess offers.

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Protect Yourself And Your Family Now

In September of 2009 Bruce Nowlin realized that the oil industry was once again becoming a ghostly semblance of hardships like it has so many times before. So looking for a way to help others avoid the pitfalls so many suffered after hurricanes Katrina and Rita, Bruce Nowlin opened a company that helps homeowners recover more money from an insurance claim; he realized that if homeowners experience a loss resulting from fire, theft or natural disaster they would have great difficulty recalling the numerous items in their home.

Realizing the importance of documenting homeowner possessions, Bruce formed a new company, Bruce Nowlin Enterprise a home inventory company which provides comprehensive home inventory services to the local community.

Bruce Nowlin agrees with insurance agents and financial planners who recommend that all homeowners must maintain a comprehensive home inventory to maximize and simplify insurance claims.

40 year old Bruce Nowlin is a veteran of the Louisiana oil industry who suffered from the latest down turn and decided to take upon his past experiences in the insurance industry and sales to form a business that helps the community.

“We offer protection and peace of mind”, says Bruce, “Given the number of natural disasters in recent times, homeowners know they should have a home inventory but simply don’t have the time or patience to perform one themselves. Our professional asset documentation service provides the homeowner with a complete set of detailed reports containing full details about everything they own along with digital images. In addition, we also include a homeowner information package filled with helpful tips and advice.”

While Bruce Nowlin Enterprise (BNE) is offering a new product to the Acadiana region his service has been offered in the Northeastern regions and California for several years now and just recently the Insurance Information Institute, FEMA and the AARP began pushing home inventory documentation.

Its not surprising that home inventory service companies are popping up across the country as homeowners who have put off this important task anxiously line up to have this service performed.

In recent times the number of home inventory services has grown across the nation but Bruce Nowlin Enterprise (BNE) is the only member of the National Association of Home Inventory Professionals in Lafayette. Bruce is also a member of the Youngsville Chamber of Commerce.

Just as the practice of home inspection has become a necessity before purchasing a home, homeowners are quickly realizing the value of having a comprehensive home inventory performed by a professional.

(BNE) Bruce Nowlin Enterprise of Youngsville, Lousiana also services the greater acadiana region and surrounding areas. Additional details may be found on the World Wide Web at: living trust

Bruce Nowlin Enterprise
Box 917
Youngsville, Louisiana U.S.A.
70592
“Ensuring You’re Covered”

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Serving your tenant with a 3 Day Notice informs them that they have three days to pay the overdue rent they owe you, or they have to move out. A 3-day notice can be delivered as soon as the rent is due, and in most states is required before a landlord tenant action can begin. If you have a written lease, you should review it to recall what day of the week the rent is officially due, and to make sure the lease doesn’t specify a longer amount of notice before initiating an evictions proceeding (i.e. a 30 day notice).

Determining the 3-day period incorrectly on the notice or filing the case in court before the expiration of the three day time period can very likely result in your case being dismissed. Weekends and holidays observed by the Clerk of Courts should not be included when determining the 3-day time period. For example: a three day notice served on Tuesday, July 3 would expire on Monday, July 9, because you would not count holidays (July 4), or weekends (Saturday, and Sunday). So make sure you don’t start your evictions proceeding before the conclusion of the 3 day notice period, or your landlord tenant action will be dismissed.

You can only claim rent amounts that are overdue in your notice. Do not include any amounts that are not “rent”, such as utilities, security deposits, late fees or other costs. If you have a lease in effect with your tenant and any of the preceding costs are defined as “additional rent” in the lease, then you may include it in the amount due in the three day notice. If you demand items other than rent in your three day notice or rent that is not due yet (future rent), your evictions proceeding can be dismissed by the court.

The three day notice should be served personally on the tenant. In some states, oral notification is sufficient (i.e. it is not necessary to give your tenant written notice if you orally tell them they have to pay rent or move out within 3 days). A landlord attorney New York in your area can advise you of your state’s laws via e-mail or telephone.

If personal service isn’t an option, you can also mail the three day notice to the tenant. However, please note that you usually must add 5 days each way for mail time, depending on your state’s laws. In other words if you use the mail to deliver landlord lawyer NY petitions, you have to allow 13 days before commencing an evictions proceeding (3 days + five days + 5 days).

There are some circumstances where delivering the notice via the mail is the only choice or where the tenant will always be allowed to use the mail to respond to a three day notice. This typically happens when the landlord uses a P.O. Box or an out-of-town address for the tenant to mail rent to.

If your tenant pays you the full amount due as per your 3-day notice, you must accept the money, and you can no longer bring a non-payment proceeding against your tenant to evict them. If the tenant only has part of the rent, you do not have to accept it. If you take partial payment of some of the rent, then the three day notice has been partly complied with, and you can no longer oust the tenant for non-payment of rent. If you accept rent and you would still like to evict your tenants, instead of bringing a non-payment eviction proceeding, you can bring what’s called a holdover eviction proceeding. You should consult with a landlord tenant lawyer in your area for more information about the steps necessary to bring a holdover proceeding.

If there are any problems with your three Day Notice, or if you bring an incorrect type of evictions proceeding, courts such as the landlord tenant New York city court will dismiss your case. If you’re not from Suffolk County or Nassau County, consult with your county’s court for their requirements. The consequence of a dismissal is that a new and correct three day notice must be correctly served, and the case has to be started again from scratch. This allows the tenant to remain on the premises for up to months longer than necessary.

Another possible side effect to bringing a defective eviction proceeding is that you may be held responsible to your tenants for legal fees and costs associated with defending the evictions proceeding. This is why it is almost always preferred to hire a professional to handle the matter for you as quickly and expeditiously as possible.

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“Home, sweet home” goes the popular wisdom. Keeping it thoroughly clean as well as neat, though, can be quite a daunting task nowadays. Who desires to work the entire day, either looking after the children or on a 9-to-5 job, and return to find a dusty mess? Thank goodness for modern times, that allows all of us to save time and be more efficient by using cleaning home appliances. Vacuums are likely to be the very best device to help us clean floors and carpeting, helping us to get rid of food crumbs, dirt as well as pet hairs. Check out roomba vacuum.

As people started to reside in different surroundings and also lead different lifestyles, a wider range of models have been created by the several manufacturers. Although many people may prefer a certain model or brand, do they do this from a logical thought or perhaps they are merely utilizing a thing that was inherited from aunt Sylvia?

There are 2 major types of vacuums nowadays in the market: upright vacuums and cylinder vacuums. Though you’ll find robot vacuums as well as portable vacuums, many models fall under one of these two categories.

Upright vacuum cleaners have everything required within the reach of your hands, being easier to manage. They are also less difficult to put away and much more effective on carpets and rugs, since the debris/dust does not have to travel via a long tube. They are available as bag or bag-less, and the energy you’ll need is proportional to how often you may need to utilize it.

Cylinder vacuum cleaners are mostly much less powerful, thus give up on these in the event that you need to clean up pet hair. They’re less difficult to store because these are small compared to an upright vacuum, thus it could be helpful for individuals who reside in a small house. And also since the wand attachment is light, this model is indicated to people who require to clean curtains or sofas.

Today, an important tip for maintaining your own vacuum is to empty frequently the bag of dust. If you allow too much dirt to accumulate, you’ll lose vacuuming power, and you might even have overheating problems. In short, whichever kind of vacuums utilized, they’re always helpful as well as user friendly. A definite welcome as well as need, more than a luxury, in every household!

To know more about robotic vacuum cleaners, take a look at robotic vacuums.

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Maricopa County Is Great

Scottsdale, Arizona is a community of just under 250,000 residents located in the eastern portion of Maricopa County. This community is considered one of the largest suburbs of mesa az realtors. It’s a favorite tourist destination in the area, thanks to a year-round outdoor friendly climate that boasts an average of over 300 sunny days every year. Scottsdale homes for sale are being sought after by families for their primary residences, retirees that are new to the area, and by vacationers looking for a second home to escape harsh winters in the north.

Those who purchase among the Scottsdale virginia homes will be pleased with the many activities that are offered here. Scottsdale is well renowned for its excellent shopping areas. Scottsdale Fashion Square is a favorite for both shoppers and people watchers alike. The Indian Wash Greenbelt is the site to visit for outdoor activities. This area connects four parks that are used by residents for walking, running, biking, skating, and dog walking. Those looking for a bit more culture in their activities will enjoy taking in the many chamber music performances at the Kerr Cultural Center.

Families who move in to mesa condominiums homes for sale will be pleased with the public school system in the town. Two of the high schools in the Scottsdale Unified School District received the Silver Award from US News and World Report magazine for the second year consecutively. Scottsdale is also home to several private schools, including the International School of Arizona, which uses a language immersion based curriculum.

If you’re considering purchasing a home in the town of Scottsdale, Arizona, you are hitting the market at just the right time. Scottsdale virginia homes have never been more affordable. So, whether you are looking for a starter home or you are looking to buy a larger family home, you are sure to find a perfect fit that also fits your budget. Homes in this area is found with all the amenities you would expect to fully enjoy the Arizona lifestyle. For golfers in particular there might be no better place to live, with over 200 courses within a short distance. Many of these courses offer mesa condo with direct access to the links. Those looking for the perfect retirement location can take advantage of the amenities that are contained in the many active adult communities in Scottsdale.

Everyone who has searched for Scottsdale Homes for sale on this site has raved about how simple and fast it was to find an awesome selection of homes and Scottsdale Virginia homes. Click the link to know more about Scottsdale Homes for sale. This is crazy to think about .Also check out mesahomesforsale.biz for your next realtor in arizona. Enjoy your new home in arizona.

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If you are struggling to meet your mortgage payments, and feel that your overall debt is becoming unmanageable, then you might want to consider contacting a sell and rent back company. Sell and rent back companies will buy your home, pay all of the fees and costs, and then rent the property back to you at the standard market rental price, or less than your mortgage payments if they were lower than the rental payments.

By using a sell and rent back company, you can use the cash from the sale of your property to pay-off your existing mortgage and any outstanding debts, whilst being able to remain in your own home. This whole process can be completed in a week, and the company will take care of all the paperwork and legalities for you. Some companies also offer you the opportunity to buy your house back at its market value at a later date.

There are clear benefits to doing this, especially if you are in deep financial trouble and have a family to look after, who you do not want to disrupt from the life that they have become accustomed to. There will be no need to move to a different area and no need for children to have to change schools. In fact, there is even no need for anyone to know that the transaction has taken place, as there will be no for-sale signs or advertisements in the property sections of local newspapers.

The only downside to sell and rent back companies is that they will not offer you the full market price for your property. They will typically offer you somewhere in the region of 70-90% of its current market value, with their rationale behind that being that they are offering the price that your property could be sold for tomorrow, and not the price that it could be sold for if were placed on the open market for several months.

So, you need to decide what is most important to you – getting the highest price possible for your property or making a quick sale that also allows you to stay in your property? If you feel that the latter option is the one for you, then there are many sell and rent bank companies out there for you to choose from.

You can find sell and rent back companies online easily enough by searching for phrases such as ‘sell and rent back’ on Google. There are, unfortunately, some less than reputable companies mixed in amongst the many good ones, so you should definitely take the time to thoroughly check up on any company before deciding to deal with them.

Find Out More – Sell And Rent Back

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Start Home Staging With A Single Room

Home staging, which recreates the look of a model home, has been shown to improve sales – both in speed and price, but sometimes the thought of staging your entire home as you try to live there as well can be a bit daunting.

If the idea of house staging for a visit from a prospective buyer or to have photographs made is too much, then consider picking out the room that is your home’s biggest asset and staging only that room.

Perhaps your living room is a family’s entertainment retreat with a big screen TV, fireplace, and the furnishings to make you comfortable. In addition to a thorough cleaning, put away the clutter and family mementoes, and only leave out one remote. Then set out a snack and dip tray on the coffee table, maybe with glasses and cans of soft drinks, paper plates and napkins like you were ready to entertain. Adjust the lighting as you would if you were getting ready to watch a movie or a big game. Create the illusion that the room is ready for guests, when the time arrives. That will be the image that buyers take with them.

Maybe you have finally put together a chef’s dream kitchen. Once again, do a thorough cleaning and decluttering. Then think about how it might look if you were going to cook for a party, but hadn’t made a mess yet. Some fresh vegetables or fruit on a cutting board, a few utensils set out ready to use, maybe some flowers on the counter like they were headed for the dining room, and suddenly your kitchen comes to life.

Want to focus on the dining area? Then set the table with your good dishes and put that nice arrangement of fresh flowers on the table.

Maybe you’ve got a fantasy bathroom with a spa tub or multi-jet shower. Set the scene as though you were planning on a long soak. A few candles, maybe some flowers, a really nice towel and maybe a book or a glass and bottle of wine by the side of tub can show the room’s potential for relaxation.

Has one of your children got every kid’s ultimate room? Play that up. Clean the room, but then set out some toys or electronics that complement the room’s theme.

Maybe outdoor living is one of your home’s biggest assets. A patio can be set for entertaining, or the pool can be brought to life with a cooler of drinks and a few floating toys.

Once you start stage home with one room, you may find the process is enjoyable and decide you want to do the whole house, or it could be something you build on as you discover what each room needs to bring it to life. Maybe this week the living room, next time two rooms and soon the whole house.

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The decision to sell your home is a personal one – needing to relocate for a job, a divorce, a family outgrowing its space, or maybe an empty nest that is just too big. Once you decide you want to move, you may be eager to post a “For Sale” sign, but don’t jump in too fast.Visit the online guide to home staging.

First of all, if you’re planning on buying a new home, you need to be sure that you’ll be approved. Changes in real estate lending laws could mean that even though you qualified for a loan when you bought your present home, you don’t qualify now. Before putting your home on the market, make sure you’ll be able to make the move you want. Get in touch with your lender and get pre-approved for a home loan. Once you’re approved, in writing, then you’ll know if you are successful in selling your home you’ll be able to find a new one.

While you don’t want to wind up owing everything your home is worth, you might want to set up a line of credit against your home’s equity. This can give you money quickly if you need it for a down payment or closing costs.Free guide to home staging.

Determine what your home is worth and how much you still owe. This may require an appraisal of your property to get an accurate idea of its current value. A call to your mortgage company will help you find out your loan balance.

If you’re not under pressure to sell, get an idea of the local housing market. If property isn’t moving, then you might want to wait to put your home on the market. On the other hand, if sales have picked up, you may want to be part of the process.

Determine what you can afford to spend to sell your home. Do you want to hire a real estate firm and give them a percentage of the sale price or try to do it yourself, which doesn’t mean free as you’ll want to advertise and may need paid as well as free listing services. You may also be responsible for pro-rated property taxes, some attorney fees and other costs associated with the sale.

Uncover the facts about house staging at this site.

Also, before listing your home make sure it’s ready to be seen. It’s important that your home make a good first impression, which means you may need to take on some of those repairs and projects that you’ve been putting off. Don’t be tempted to push those repairs off on the new owner. They’ll just give an impression that your home is not well maintained and give buyers a bargaining chip at paying you less, if they’re still interested.

You’ll also need to clean your house thoroughly. That means everything from everyday sweeping, dusting and mopping, to having carpets cleaned and the exterior of the home pressure washed. Once you get your home clean, remember you’ll need to keep it that way as long as it takes to sell.

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